Small Commercial Expert

Dental Practices, Medical Practices, Optometry Practices and Veterinary Practices can all receive financing for a myriad of purposes.  Financing for Medical Practice Purchases, Loans for Dental Practice Partner Buyouts, financing to Optometry Practices for new equipment or Loans for Veterinary Practices to expand or purchase a building are available and fairly easy to obtain.

Using government related programs like SBA 7(a) and SBA 504 for medical practices and dental practices or using more traditional conventional loans, Dividend America Commercial Lending help dentists, doctors, veterinarians and optometrists with the financing they need to advance the goals of their medical practices and achieve the growth capital they need to succeed.

If you need financing for medical practices, financing for dental practices, financing for optometry practices or financing for veterinary practices then Dividend America can help with loans that provide up to 100% of the funds needed to do things like; financing for partner buyouts, financing for practice purchases, financing for equipment upgrades and loans for medical office purchases. 

Also available are medical practice refinance loans which are designed to lower the rates and extend longer terms to free up cash flow and make your medical practice more profitable.  There are many strategies for using a Practice Loan Refinance.  Call the experts at Dividend America Commercial Lending today or just go online and fill out the easy app to get details on how a Dental/Medical Practice Loan or a Practice Loan Refinance can help you reach your goals today.

Dental Practice Financing is available for many purposes.  Loans for Dental Practices can be used for buying out a partner, expanding and office, purchasing a medical office building and a variety of other business needs.

Dental Practice Purchase Financing is a great way for dental groups to expand.  Loans for Dental Practices can be up to 100% of the funds needed to purchase a dental practice for sale, especially when real estate or a medical office purchase is involved in the transaction.

In 2012 many dentist and dental practices will leverage this great opportunity before 100% Dental Practice Financing disappears.  The window of opportunity for these loans for dental practices will not be open for ever.  As the economy improves this year, the opportunity to obtain these loans with so little down will dissipate.

Dental practices and medical practitioners seeking growth capital or loans for dental practice buyouts should act now.  Dividend America Commercial Lending has a specia expertise in this field and is helping medical professionals.  Whether you have perfect credit or have had some challenges due to employee theft or other reasons valid reasons that were out of control, Dividend America can help.  Contact Dividend America by applying online with the easy app or calling Michael Gross, President, Dividend America, LLC at 404-819-4511.

Dividend America is providing lending solutions not just loans. Call the Dental Practice Financing specialist today!

My blog post are usually designed to educate the public about certain type of lending, however, this post will be slightly different today. 

As we leave 2011 and Welcome 2012!, we may well be saying good bye to the old economy and issuing in a new era.  The question is what will this new economy look like?  I cannot presume to predict whether there will be phenomenal growth or frustrating stagnation, but, I can leverage my years of real estate and lending experience to give others a glimpse of what capital markets may yield in the way of debt.

One trend that has become ever evident in the past year has been a move toward ever more conservative underwriting standards.  For residential properties we may well return to the days of creative financing where owner financing, wrap mortgages and lease option/purchase are as prevalent as traditional mortgages.  FHA will continue to be the source for low down payment financing and the lowest rates will be offered to those that 10-20% down payments.

With regard to commercial lending and business loans, we will continue to see a great role for SBA and HUD backed programs.  While Hedge Funds, Insurers and Pension Funds will wade into the void left by many traditional banking institutions, they will do so with higher rates and higher fees taking advantage of their unique position in the market place.

Capital should loosen in 2012 and the crisis in Europe may well stymie inflation in the US just as financial crisis had a similar effect on inflation in the late 90's. 

While 2012 may not be a stellar year, the pent up demand and frustration of the Amercian entrepreneur will, by sheer force of will, force the economy to grow!  The American entrepreneur and small business person is the most tenacious economic force on this planet.  2012 will be the year of the Small Business Person and Professional and we welcome it with excitement and open arms.

Happy New Year to all.  Keep your chin up, your spirit high and stay positive.  We may yet have seen the worst of this downturn and have only good things in front of us.

Blessings from all of us at Dividend America Commercial Lending and God bless this Great Nation!

Sincerely, Michael D. Gross, President, Dividend America, LLC

Commercial Short Sale – AKA Commercial Loan Short Pay

Today many small businesses that had commercial loans or business loans with local banks find themselves wrestling with a behemoth!  The FDIC has taken over many small banks and has sent letters of demand calling loans due long before their proper time.

In many cases these letters take into account that the business or real estate may be worth less than the amount of money that is owed.  A lot of the time the business owner is stuck and doesn’t know what to do and they are approached by Commercial Short Sale specialists. 

These so-called specialists are opportunist that negotiates to purchase the property from the owner in a strategy known in the residential housing world as a Short Sale.  This Commercial Short Sale strategy is often damaging to the business owner and leaves him as a renter of what was once the property he owned.

However, there is another way.  The business owner can usually negotiate with the bank or the FDIC to complete what is called a Short Pay.  Short Pay strategies can be simple or complicated dependent upon the financial situation of the business and whether the loan is current.

No matter what the financial situation is, a Commercial Loan Short Pay strategy almost always trumps a Commercial Short Sale.  With a successful Commercial Loan Short Pay the business still owns the property at the end of the day.  The new loan put in place is generally a commercial bridge loan or commercial mezzanine loan with slightly higher than normal rates, but the good news is these loans close quickly and that is exactly what the FDIC is looking for in these situations.

The experts at Dividend America Commercial Lending know how to assist in the negotiations of Commercial Loan Short Pay strategies and can even help those who are in Chapter 11 and/or Chapter 7 Bankruptcy protection.  If a commercial loan or business loan is being called early and there is a letter of demand for repayment of a commercial loan Dividend America can help.  For quick answers fill out the easy app today.

Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, San Diego, CA

Dental Practice Purchase – Expanding Dental Practices with 100% Financing

Dental Practice Purchases are a great way to expand dental practices.  Today it is very common to expand dental practices with 100% financing for the dental practice purchase.

While there are many ways to grow dental practice businesses and growth capital for dental practice expansion is very affordable, the least capital intensive method for achieving growth is through a dental practice purchase strategy.

While heavy advertising and network marketing are great ways to expand, currently in most major cities like Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL and San Diego, CA, there are ample opportunities to expand through acquisition of profitable dental practices.

With the expanding populations in cities from Atlanta, GA, to Phoenix, AZ and from Charlotte, NC to Chicago, IL and even San Diego, CA, the dental practice purchase strategy using dental practice financing of up to 100% of the funds needed for a dental practice purchase could be successful way to expand an existing practice.

To learn more about Dental Practice Purchase, dental practice expansions and dental practice partner buyouts visit the experts at Dividend America Commercial Lending.  You can fill out their easy app online and get all the no hassle, no pressure answers you need very quickly.

Dental Practice purchase, refinance, buy out, equipment lease and medical office building financing are all available today.  Dividend America Commercial Lending … expert advice | exceptional service

The hospitality industry is seeing a resurgence and Hospitality Financing is available in a variety of loans for hotels.  While in the past financing in the hospitality sector has been constrained, new interest in the market has opened up approvals for all types of hotel loans.

Commercial construction loans for hotels are starting to heat up as hotel operators and developers gear up to meet the demand of an improving economy.  Hotel purchase loans are also fueling the hospitality financing boom.

Many experienced operators are also seeking to refinance hotel loans into lower fixed rates.  Some are even pulling cash out to use as equity to purchase hotels or as down payments for commercial construction loans for new hospitality ventures.

As the economy begins to improve it is important for hotel operators and hospitality developers to stay ahead of the economic curve by 12-24 months.  This means they must deploy growth plans and/or start development of new hotel ventures today!

To find out more about loans for hotels and hospitality financing ranging from loans for hotel purchase, to hotel loan refinance and commercial construction loans for hotels visit Dividend America Commercial Lending.  For a quick review of your deal visit the easy app online at http://dividendamerica.com.

Commercial Construction and Development Financing for Assisted Living Facilities and Medical Office Facilities such as skilled nursing facilities, doctor's offices, dental offices and senior living is available without having use HUD or other government back programs!

For fast approval of these projects all that is needed is 25% equity input from the developer and experience from the partners involved in the project.  With a conventional commercial construction and development loan for assisted living and medical office facilities the approval process and fully funded loan can happen in as little as 45-60 days!

Typical HUD related programs for construction and development financing of assisted living and medical office facilities can take from 14-18 months!  Imagine the lost revenue and frustration from using these HUD insured and government guarantee programs as compared to this conventional lending option.

Now experienced developers don't need to wait!  Getting commercial contruction and development financing for assisted living and medical office facilities just got easier.  Financing is available in major cities like Atlanta, GA, Phoenix, AZ, Chicago, IL, Charlotte, NC, Dallas, TX, San Diego, CA and many other major cities in the U.S.

To find out more about fast approval for commercial construction loans and commercial development financing contact the experts at Dividend America Commercial Lending today.  Call the president direct.  Mike Gross at 404-549-6756.

Atlanta, GA, Phoenix, AZ, San Diego, CA, Dallas, TX, Charlotte, NC, Chicago, IL, Jacksonville, FL

Assisted living facility construction loans have been very difficult to obtain in recent years.  With the constriction of capital about the only way for assisted living facility developers to obtain construction financing for assisted living facilities have had to rely on government back programs.

The problem with government backed programs like HUD and USDA B&I is the bureaucracy.  Couple unreasonable demands set by onerous government regulations with the long timelines for approval, sometimes as long as 18 months, and assisted living facility developers have lagged behind demand.

No there is a commercial construction loan program available for developers of assisted living facility projects that allows for a 45-60 day close using construction financing for assisted living facility, senior living and nursing home projects that does not rely on any government sponsored financing.

One company is providing these special construction loans for assisted living facilities.  Developers of medical office, nursing homes, assisted living facilities and senior living facilities can now obtain construction financing for assisted living facilities can now close these loans in a as little as 45 days!

Assisted living facility construction loan financing can be obtained by developers of assisted living facilities and medical office buildings who do NOT want to be forced into HUD financing programs.  The Dividend America | Commercial Lending Non-HUD Assisted Living Facility Construction Financing program is available now!

Get answers fast at dividendamerica.com or ask a question by filling out the online easy app today.

The headline read Doctor Expands in Down Economy!  How?  He was purchasing Doctor practices.  By running an ad that read Doctors - Grow Your Business, he was getting all kinds of interested calls.  Since he had expertise at growing a thriving Doctor Practice he was able to convert many of the phone calls to Practice Purchases.

Wow!  Exciting right?  But how was he getting the capital to do this and grow so rapidly.  The answer is simple.  He was using small business loans specifically designed as loans for Doctor Practice Purchase.  Doctor Practice Purchase financing is available in a variety of forms.  From SBA 504 and SBA 7(a) loans for doctors, loans for dentists and loans for professional practices to conventional commercial loans for doctors, dentists and other professional service providers.

These loans are not new but what makes them unique in today's environment is that many lenders actually WANT to do these loans.  Loans for Doctors, doctor practice financing and growth capital for doctors, dentists and other service professionals are considered to be 'safe havens' for lending in a down economy.

So, when is the best time to purchase a practice?  Now, when financing for doctor practice purchases is relatively cheap and fairly easy to obtain.  With very little money out of cash flow (from 0-10% down ... that's right, you may qualify for 100% financing doctor practice purchases), doctors can buy-out a partner, purchase a practice from a competitor and even flip and sell their own practice and prepare for retirement.

To find out more about growing your practice call Dividend America | Commercial Lending.  We help doctors expand in a down economy.  We can assist with debt consolidation for your practice, restructuring through refinancing, or even up to 100% financing for some Doctor Practice Purchases, we have the experts that can help.  Give us a call any time, my direct line is 404-819-4511.  I hope you'll consider allowing us to help.  Sincerely, Michael Gross, President, Dividend America | Commercial Lending.

As it turns out financing for medical office purchases by physician practices is not only a possibility but there appears to be growing strength in the medical office building sector of the real estate market.  Physician Practice purchases that include medical office facilities and medical office buildings are a strong play for organizations seeking to add value to their medical practices.

According to a recent article in Globe Street (dot) com, the medical office building market place is gaining steam.  See the article here:  http://www.globest.com/news/2016_2028/losangeles/315167-1.html  Long term demand for medical office buildings remains strong and financing for medical office purchases and loans for physician practice purchases that include some sort of medical office building in the mix are making loan approvals easier.

With financing up to 100% of the physician practice purchase that includes medical offie buildings, many doctors groups and taking on debt in the form of loans for doctors and doctor practices as a way to solidify expenses for the long term and as a way to add value to their practice for future sale and eventual retirement.

From Atlanta, GA to Phoenix, AZ and in other cities like Charlotte, NC, Chicago, IL and even Greenville, SC, the medical office building sector is stable and growing.  To understand better how your physician's group can grow value by financing the purchase of additional practices contact the experts at Dividend America Commercial Lending.

For fast answers to your questions about purchasing medical office buildings, physician practices or partner buyouts, fill out the Easy App online at Dividend America Commercial Lending.  We have all the financing Doctors, Dentist and Veterinarians need to grow their practices!

Dividend America Comercial Lending - Michael Gross, President - 404-819-4511 - mgross@dividendamerica.com

Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, Greenville, SC, Dallas, TX, San Diego, CA